Your next step
Get Started With Flames Financial Planning
Review the services and transparent pricing, schedule a discovery meeting, and decide whether a flat-fee planning relationship fits your household. You can understand the process before sharing financial documents or making a commitment.
Quick answer
How Do You Start Working With Flames FP?
Start by reviewing what Flames FP does and what each membership costs. Then schedule a discovery meeting to discuss your goals, planning complexity, and questions. If the relationship fits, you choose the membership that matches the work involved, not the size of your portfolio.
Review the relationship
See how investment management, tax planning, retirement planning, estate guidance, and ongoing advice connect.
Explore ServicesCompare transparent fees
Review the $2,000, $4,200, and $6,200 annual memberships before the first conversation.
Compare PricingSchedule the meeting
Choose a time to talk through your situation, the decisions ahead, and whether Flames FP is a strong fit.
Schedule a Discovery MeetingThe first conversation
What Happens in a Discovery Meeting?
The meeting is a fit conversation, not a pressure-filled sales presentation. The goal is to understand what you want help with, explain the planning relationship, and identify the most sensible next step.
- Talk through the decisions aheadShare the questions, deadlines, or life changes that brought you to Flames FP.
- Clarify the planning scopeIdentify which areas need coordination and how much ongoing work may be involved.
- Review fit and pricingDiscuss the membership that matches the work, including what is and is not included.
- Choose your next stepMove forward only if the relationship and fee make sense for your household.
Transparent pricing
Three Flat Annual Memberships
Flames FP does not charge a percentage of assets under management. The annual membership is based on planning complexity and the work involved.
Flames Foundational
$2,000 / yearFor households building their financial foundation with ongoing planning and investment management.
Flames Flagship
$4,200 / yearFor coordinated planning across investments, taxes, retirement, legal documents, and changing family decisions.
Flames Signature
$6,200 / yearFor advanced retirement, tax, legacy, and family wealth decisions that require deeper coordination.
Explore before deciding
Review Flames FP From Every Angle
How It Works
See the full process from organizing the financial picture to ongoing implementation.
See the ProcessFlat-Fee Planning
Understand how fixed annual pricing differs from a traditional 1% AUM fee.
Learn About Flat FeesAbout Flames
Learn about the Minnesota-based fee-only fiduciary firm behind the relationship.
About Flames FPCommon questions
Questions Before You Get Started
Is the discovery meeting free?
Yes. The discovery meeting is a no-cost conversation about your goals, planning needs, and whether a Flames FP membership may fit.
Do I need to move my investments before the meeting?
No. The first meeting is for understanding your situation and fit. You do not need to transfer accounts or make investment changes before speaking with Flames FP.
Does Flames FP require a minimum portfolio?
Flames FP uses flat annual membership pricing rather than an AUM fee. Fit is based on the planning relationship and work involved, not simply a portfolio minimum.
Can I review pricing before scheduling?
Yes. The Pricing page lists the $2,000, $4,200, and $6,200 annual memberships and explains what each level includes.
Does Flames FP work virtually?
Yes. Flames FP is Minnesota-based and can work with local and virtual clients where permitted by registration and compliance requirements.
Ready when you are
Start With a Clear Conversation
Schedule a discovery meeting to talk through the decisions ahead, the planning work involved, and whether a flat-fee relationship fits.