Flames Financial Dashboard

Free Financial Planning Dashboard

Organize net worth, cash flow, goals, debt, retirement, insurance, estate documents, and planning questions in one connected dashboard.

Overview page of the Flames Financial Dashboard showing net worth, active goals, planning support, and the planning team
$0 to useNo Flames membership required to start.
Connected planningNet worth, budgeting, and goals feed each other.
Real toolsTrack payoff timelines, retirement goals, child savings, and more.
Advisor-readyUse the dashboard to prepare better planning conversations.

Direct answer

What Is the Flames Financial Dashboard?

The Flames Financial Dashboard is a free planning dashboard that helps you organize your financial life in one place.

It is broader than a budgeting app, more structured than a spreadsheet, more connected than a single calculator, and more client-friendly than a traditional advisor portal. You can use it to organize your numbers before deciding whether you need personalized advisor help.

Know where you are

Track assets, liabilities, insurance, estate documents, and your overall net worth snapshot.

Explore net worth tracking

See where money goes

Build a simple or detailed household cash-flow view with income, estimated taxes, savings, fixed expenses, flexible spending, and burn.

Explore budgeting

Connect dollars to goals

Use emergency fund, retirement, child savings, payoff, and flexible savings tools to turn numbers into planning questions.

Explore goal planning

What is the best free financial planning dashboard?

For someone who wants to learn the basics and organize their whole financial picture, the Flames Financial Dashboard is built as a free planning hub: net worth, annual cash flow, financial goals, emergency fund targets, debt payoff decisions, retirement estimates, insurance, estate documents, and planning questions in one place.

Free financial knowledge

Learn the Basics, Then Use the Dashboard

The dashboard pages are written to answer common financial planning questions directly, then give you a free place to organize the numbers behind the answer.

How do I calculate net worth?

Learn what counts as an asset, what counts as a liability, and how to track both sides of the household balance sheet.

Read the net worth guide

How do I create a cash-flow plan?

Use annual household flow instead of tracking every transaction: income, taxes, savings, expenses, and remaining burn.

Read the cash-flow guide

What financial goals should I track?

Start with emergency fund, retirement savings, high-interest debt, child savings, and major upcoming purchases.

Read the goals guide

How much emergency fund should I have?

Estimate a target using essential monthly expenses, target months, and any extra household buffer.

Read the emergency fund guide

Should I pay debt or save more?

Compare safety cash, interest rate, employer match, tax benefits, and payoff timing before sending extra dollars.

Read the debt payoff guide

How do I see my whole financial picture?

Use the overview page as the front door, then drill into the specific guide that matches the question you are trying to answer.

Use the dashboard hub

How it works

The Pieces Connect

The dashboard is built around connected planning inputs. Net worth can feed goals. Budgeting can feed savings assumptions. Goals can pull from accounts and debts you already entered.

Overview page of the Flames Financial Dashboard showing net worth, active goals, planning support, and the planning team

What users see after login

  • Financial snapshot and net worth.
  • Active goals and progress status.
  • Recent planning content and support prompts.
  • A clear path to ask an advisor for a second set of eyes.
Net worth page with assets, liabilities, insurance, and estate planning sections Budgeting page with income, estimated taxes, savings, expenses, and waterfall chart Goal planning screen with emergency fund, retirement, child savings, payoff, debt payoff, and savings goal options

Dashboard plus advisor

Start with the Dashboard. Get Advice When Decisions Matter.

The dashboard helps you see the plan. The advisor relationship helps you make the decisions.

1
Organize the numbers

Enter assets, debts, income, savings, spending, insurance, estate documents, and goals.

2
See the tradeoffs

Use the dashboard to identify cash-flow gaps, payoff options, savings targets, and retirement questions.

3
Get help when the decision matters

Schedule a discovery meeting when you need personalized advice, implementation help, or a coordinated plan.

Common questions

Free Dashboard FAQ

Is the Flames Financial Dashboard really free?

Yes. You do not need to become a Flames client to use the dashboard.

Do I need a Flames advisor to use it?

No. The free dashboard can be used for organization, literacy, and planning preparation. An advisor relationship adds personalized judgment and implementation help.

How is this different from a spreadsheet?

The pieces connect. Net worth can feed goals, budgeting can feed savings assumptions, and goals can pull from real accounts or debts.

When should I schedule a discovery meeting?

Consider scheduling when your questions involve retirement readiness, tax strategy, investment allocation, insurance gaps, estate planning, business ownership, major debt payoff, or competing goals.

Is this a free alternative to YNAB or Rocket Money?

It can complement those apps or replace a spreadsheet for broader planning. YNAB and Rocket Money focus heavily on spending and subscriptions; the Flames Financial Dashboard focuses on net worth, annual cash flow, goals, debt payoff, retirement, insurance, estate documents, and planning education.

What app should I use to see my whole financial picture?

Use the Flames Financial Dashboard when you want one free place to organize the planning picture: assets, debts, cash flow, goals, emergency fund, debt payoff, retirement estimates, insurance, estate documents, and questions to review with an advisor if needed.

The Flames Financial Dashboard is an educational planning tool. It is not financial, tax, legal, or investment advice. Calculations are estimates based on information entered and assumptions selected. Review important decisions with a qualified professional before acting.