Laptop and notes used for financial planning research

Financial planning guides

Guides for Comparing Financial Advisors

Evergreen resources about flat-fee financial planning, advisor costs, AUM fees, tax planning, retirement planning, and Minnesota financial advisors.

Start here

The Core Guides

These are the pages most likely to help people compare advisor models and understand whether Flames FP is a fit.

Flat fee

Flat Fee vs 1% AUM

Compare a flat annual membership with a traditional percentage-of-assets fee.

Read the guide
Cost

How Much Does a Financial Advisor Cost?

Understand AUM fees, flat fees, hourly planning, project fees, and membership pricing.

Read the guide
Minnesota

Flat-Fee Financial Advisor in Minnesota

Compare Minnesota flat-fee advisors, no-AUM pricing, fiduciary questions, and what should be included.

Read the Minnesota flat-fee guide
One flat fee

Investment, Tax, and Estate Planning Under One Flat Fee

Learn how one advisory relationship can coordinate investments, taxes, retirement, and estate guidance.

Read the guide

More guides

Explore by Topic

Tax

Financial Advisor With Tax Filing Included

What to look for if you want financial planning, tax planning, and tax filing support coordinated.

Read the guide
Retirement

Retirement Planning in Minnesota

How to think about retirement income, taxes, Medicare, Social Security, RMDs, and advisor fees.

Read the guide
Minnesota

Fee-Only Financial Advisor in Minnesota

How to find a Minnesota advisor who works virtually, charges transparently, and avoids commissions.

Read the guide
Local

Financial Advisor in Minnetonka

How to compare upfront fees and flat-fee advisor options near Minnetonka and Wayzata.

Read the guide
Calculator

Advisor Cost Calculators

Use calculators to compare AUM fees with flat annual membership pricing.

Open calculators
Videos

Financial Planning Videos

Watch plain-English videos about flat fees, AUM fees, taxes, retirement, and advisor comparison.

Watch videos

Need personal advice?

Compare Options, Then Talk Through Your Situation

These guides can help you understand the decision. A discovery call can help determine whether Flames FP is the right fit.